:Software and Services
10.1 General Advice
10.2 Affiliate Management Software
10.3 Bulk eMailing Programs
10.4 Checks and Wallet Systems
10.5 Internet Payment Providers
10.6 Publishing Resources
10.7 Professional Marketing Studies
10.8 General Information
10.9 eCommerce Marketing
10.10 eCommerce Statistics
10.11 Case Study Sources
10.12 General Business Information
10.13 Business News: Americas
10.14 : Europe & Russia
10.15 : Middle East & Africa
10.16 : South & Southeast Asia
10.17 : Australasia & World
10.18 Online Courses
10.19 Online Academic Journals
10.20 eCommerce Technology
10.21 Technical Magazines
10.22 Help for Students
10.4 Online Checks and Wallet Systems
Not everyone uses credit cards, and you may lose half your potential business if you don't take alternatives.
Search under online checks, wallet systems, payment solutions and payment services. Wikipedia has brief listings under: online wallet, e-commerce payment system, electronic funds transfer and payment service provider.
You'll have to visit the sites/contact the companies concerned for details of the existing range of online and secure payment services, which fall into several categories.
Some schemes provide a secure wallet, into which a customer can put funds for the merchant to withdraw, without credit card details being divulged.
Some allow telephone billing. In others, a name, address, number, routing/sort code and account number are keyed in by the customer, and a cashable is printed out at the merchant's terminal.
A few schemes will also convert the to a full electronic payment, usually for an additional fee.
Online checks are most popular in the States and Canada, though banks even here can impose additional charges for such processing.
You'll want to discuss matters with the people you normally deal and bank with.